Almost half a million students come to the US to study. For an international student, studying in a new country has many aspects proceeding to the actual study!
- Selection: Courses, Country, University, Cost, Time, Future
- Eligibility: Grades & Scores, References, Ability, Finances
- Formalities: Admissions, Visa, Travel, Stay, Loans, Expenses
- Travel: Take what, Border Control, Arrived – now? Settling in
This is an exciting but also a nerve-wracking process for the student, his parents and other family members. Parents and other family members will significantly influence almost all study abroad decisions since the decisions include financial aspect. Definitely for UG, even for PG, students would need support from their guardians and parents. Also, if they seek loans, they need guarantors.
To receive loans, it is essential to have an account in a US bank, but when opening a bank account in the US, you need to get a positive response of the following things like:
- Do you owe money to other banks due to unpaid fees?
- Many instances of the non-sufficient fund in your bank accounts
Therefore, these problems need to be solved before you are told you cannot open a bank account due to bad ChexSystems records, so you need to check your accounts. Here are some options that can help you get big time. Look for banks in Tennessee that don’t use Chexsystems and do not care about it.
We hope this list of banks will solve your problem of finances and loans, but surviving life as a student in the US can have different concerns like:
- What’s my future going to be like studying in the US?
- What about this course and this University viz. a viz. studying elsewhere or for that matter at home
- How do I deal with the new country, new ways of life, coping with society, teaching/learning standards, and what happens after that?
Studying abroad is intensely emotional, especially for the less travelled and family bound students Studying in the US is expensive – especially for those coming from less developed nations. The sheer costs associated can be numbing, and those costs weigh on most students’ minds not only during the application phase but during their studies as well.
Expenses while studying abroad include tuition, books, tests & certifications, and tours.
There are different types of accommodations available, but that too incur a cost which may vary as per stay. Usual Living Costs include daily costs like necessary travel, food and clothes.
Students bear certain additional expenses while they stay there, like weekend entertainment, lifestyle, travels, etc
On their arrival and during their stay, international students are further plagued by:
Different academic standards, teaching/learning styles, coping with the US way, peer pressure – most students will always say they like studying in the US, but few find time to enjoy learning. When your currency is weaker than the £, all expenses seem a lot bigger than they possibly are. Most international students struggle to manage their funds. Most have never done this before.
The most significant challenge is to fit into a new country that has new systems, societal & cultural norms. This creates its pressures and robs students of the enjoyment they could have. Students carry a massive burden of expectations – from families, peers and donor / supporting bodies. Mostly, they take their burden to be able to make the best of their opportunity.
Thus, studying abroad has its advantages and consequences. If you find the benefits to be more, then, you should seriously opt for studying in the US. This article will help you survive your life there.